Regardless of their financial status, we agree that all family members should have access to life insurance coverage. With Access Life Insurance, you can be assured that everyone in your family can have access to coverage that is tailored to their specific needs, all in one location.
Life Insurance for Those Individual’s Who Can’t Get Insurance!
Access Life is a simplified problem life insurance policy that could be of interest to you if you are between the ages of 6 months and 80 years old and meet the following criteria:
- Are concerned that you will be turned down because of your age or health condition.
- Have already been turned down for life insurance due to health or other factors
- Have a child with a health condition that could make it difficult for them to obtain insurance
- Are a recent immigrant who is concerned that obtaining life insurance would be difficult
There Will be No Denials. Your Acceptance Guaranteed!
You will get up to $500,000 in lifetime or term coverage by answering a few basic medical questions. You are guaranteed to be accepted for permanent coverage of up to $50,000, regardless of your health condition. If your child has a health problem that will make it difficult for them to obtain insurance, you can purchase life insurance coverage for them that ranges from $10,000 to $25,000, depending on their health.
The advantages of Access Life are numerous!
- Your premiums are fully guaranteed and will never go up!
- The right to purchase both permanent and term life insurance to cover mortgage loans or when your children are still dependents.
- Guaranteed surrender values begin to accrue at the start of the fifth year.
- The choice to forego paying premiums in exchange for keeping a portion of your coverage.
- Regardless of your health condition, you have the option of renewing your term coverage as appropriate.
- Regardless of your health condition, you have the option of changing your term coverage to permanent coverage if appropriate
Have questions about the Industrial Alliance’s Access Insurance, please contact Mike or Amanda from Platinum Mutual Ltd., at (416) 315 8569 and they would be happy to show you how easy it is to apply. Call today!