Are you sick and tired of paying into a term life insurance policy, only to having nothing to show for it, when it expires? If the answer is “Yes”, why don’t you give us a call and we can show you how you can get all your premiums refunded. With a Permanent Life Insurance plan, you can add the Return of Premium option, which refunds all your premiums if you don’t use the coverage. While the Permanent Life Insurance policy provides your family coverage and financial security, if you pass on, it’s the best of both worlds. Bottom line, if you pass away, the life insurance will pay out a lump sum of cash to your chosen beneficiary. And, if you don’t use the coverage, you get all your premiums refunded and potentially accrued interests too! In fact, you can add the Return of Premium option to Disability Insurance and Critical Illness Insurance too.